No matter how severe, getting in a car accident is or a horrible experience. There’s the money, the damage, and possibly the injuries. A car accident is one major inconvenience.
However, to lessen the amount of chaos in your life, there are some simple, easy-to-remember steps you should do if you find yourself saying “I had an accident.”
Keep reading for a brief, yet comprehensive guide to help you in the event you’re involved in an accident.
First of all, don’t feel bad. With over 17,000 car crashes a day in the U.S., most people have been in your shoes. The phrase “I had an accident” has come out of most of our mouths at least once.
Regardless of how common it is, being in a car accident is still an upsetting experience. However, by following these five steps, you can make the most out of a bad situation.
Most importantly, don’t panic or lose your cool. You will need a clear head to take care of business after you’re in an accident.
Once you regain your composure, make sure you’re not injured. If you are injured or are worried about a head or spinal injury, stay put in the car and wait for emergency personnel.
Next, you need to call 911. Tell them “I had an accident” and include as many details as possible, including any injuries.
If you can, also include the number of vehicles involved, passengers, etc.
Third, you need to start collecting information and data from the wreck. Take pictures with your phone of everything encompassed by the accident. This includes pictures of both cars and sings of the wreck in the surrounding area (skid marks, knocked down signs, etc.).
You also want to get the other driver’s information. This includes their name, phone number, and insurance company and policy number. If possible, get contact information from any witnesses who may have seen the accident.
All of this information will be beneficial for your insurance claim, police report, and an attorney if you need one.
Once the dust settles, you need to call your insurance company and report the incident. Tell them “I had an accident” and include all of the information you collected at the scene.
They will be happy you took pictures of the scene and will want the other driver’s information, primarily their insurance information. They may also ask for the police report.
Finally, you need to get checked out by your doctor. Many people don’t know the extent of their injuries until much later. A minor ache directly after the accident may turn into a major complication later on.
Check out this article on how to find a doctor after a car accident to make sure you are in the best hands. This will not only be important for your health but also your insurance claim.
It doesn’t matter if this is the first or tenth time you’ve said: “I had an accident.” It’s never a good experience and you are bound to get flustered, confused, and even mess some things up. It’s not your fault.
We’re all human, just do the best you can and keep what we’ve told you in mind. Good luck and remember to check out the rest of our articles for more helpful information and advice!
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